Checking Account

Manage daily expenses effortlessly with our fee‑free Checking Account tailored for individuals and families.

A Checking Account with KunMing GuanDu Rural Cooperative Bank offers customers a secure and convenient way to manage their daily financial transactions. Designed for individuals and businesses, our checking account provides seamless access to funds, enabling smooth financial management.

Top Benefits

  • No Monthly Maintenance Fee
  • Free E‑Statements & Alerts
  • Overdraft Protection options available

Features

  • Online banking
  • Bill pay and direct deposit
  • Debit card with contactless payment
  • Link to savings for seamless transfers

How to Open Your Account

  • Complete our simple online application.
  • Verify your identity with a valid ID.
  • Fund your account.
  • Access your account.

Are there any transaction limits?

No limits on withdrawals or deposits.

Is online bill pay included?

Yes, free of charge.