34+ years

of trusted rural banking

About Company

Who We Are

Empowering KunMing’s rural communities since 1991 with reliable, innovative banking.

Since January 9, 1991, KunMing GuanDu Rural Cooperative Bank has been empowering Kunming’s rural communities with secure, friendly banking. From our Guomao Road headquarters, we offer savings, loans, digital services, and expert support—helping individuals, families, and businesses thrive.

Deep Community Roots

L Dedicated to nurturing Kunming’s rural economy with personalized financial solutions and reinvestment in local development.

Advanced Digital Banking

Secure, intuitive online platforms offering 24/7 access to accounts, transfers, bill pay, and e‑statements.

34+

Years Experience

Finance

Safe and Secure Payments

Safe and secure payments protect every transaction.

Quick Payment Process

Quick payment process completes transfers in seconds.

No Prepayment Charges

No prepayment charges let you repay anytime, penalty‑free.

Hundreds of customers
trust our company

  • Expert & Certified
  • Quality Services
  • Fraud Detection
  • Status Monitor
  • Online Banking
  • Easy to Use

What We’re Offering

We provide best services
for your loans

Business Loan

Business Loan

Fuel your business growth with flexible, low-interest financing.

Personal Loan

Personal Loan

Achieve your goals with quick, affordable personal funding.

Mortgage

Mortgage

Own your dream home with our easy, reliable mortgage plans.

+

Years Experience

k

Daily Transactions

k

Happy Customers

+

Employees

our benefits

Why you should choose us

At KunMing GuanDu Rural Cooperative Bank, we combine over 34 years of trusted service with modern, customer-first solutions. Our commitment to low fees, flexible banking limits, and simple processes makes us the preferred choice for individuals, families, and businesses across KunMing. Whether you're saving, borrowing, or managing daily transactions, we make banking secure, affordable, and effortless.

Lowest bank fees

Keep more of your money with our competitive rates.

Flexible limits

Enjoy more freedom with tailored account and transaction limits.

Easy steps

Simple processes from sign-up to daily banking—no hassle.

  • Simple
  • Transparent
  • Secure

Open an account today

Open Account